Free Public Service Helping Senior Citizens Since 1975

What is a Reverse Mortgage? A low-interest federally insured loan that allows senior homeowners (age 62 or older) to convert a portion of their equity into tax-free cash.

How Reverse Mortgages Work. You may be entitled to receive a lump sum cash payment, monthly payments, line of credit, or a customized plan of all above options.

Reverse Mortgage Calculator
Zip Code:  
Home Value:  
Youngest Borrower's:  

Use our calculator to find out if you can qualify and how much cash you may expect to receive.

Who Can Qualify for a Reverse Mortgage?
All borrowers must be 62 years of age, or older
Must occupy home as your principal residence
No taxes are paid on cash from a reverse loan

Reverse Loans Require No Monthly Payments. You are responsible to maintain your home, pay property taxes and carry homeowners insurance
for the life of the loan.

Get the Truth About All Options. If you are considering a reverse mortgage or just have questions, you should talk with a local licensed professional with many years of experience who can explain the loan program on the phone and be able to visit with you in person.